We Have The Rates
We Have The Programs
"We Have The Solutions For Todays Home Owners"

No cost or obligation to apply

Free Consultation and Free Pre-Qualification

  • House
  • House Keys
  • House with Driveway
  • Mortgage Solutions
  • Community
  • Mortgage Balance
  • Boston Area
  • New Homes
  • Happy Family
  • Boston Pride

Closing Costs:

There are certain standard costs associated with Purchasing or Refianacing your home. New Hampshire splits these fees between the buyer and the seller,on a purchase of a home.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate: (GFE)

You will receive a “Good Faith Estimate” of closing costs at the time of the loan application. We will be glad to review the “Good Faith Estimate,” answering questions you may have. Please review the list of closing cost you will see on your GFE.

Standard Closing Costs

Loan-Related Costs:

  • Underwriting Fees
  • Points (optional)
  • Appraisal Fee
  • Attorney Fees
  • Title Search
  • Mortgage Interest Payment (Bal of Month)
  • Escrow Account
  • Processing Fee
  • Courier Fees
  • Municipal Lien Certificates
  • State Recording Fees

Taxes:

  • Property Taxes
  • Transfer Taxes
  • Escrows (optional)

Insurance:

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

Honest, Ethical & Personal

Multi State Mortgage is a broker and not a lender. We "Arrange Loans" but we do not make loans.

Licensed in: MA MB #3194 * ME #CSO6736 * CT #13831 * FL # 343448 Also Licensed by the State of New Hampshire Banking Department